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Frequently Asked Questions
What documents are required for a home loan application?
You’ll typically need proof of income, employment verification, credit history, and details on your assets and debts. Our team will provide you with a detailed list during your consultation.
How long does the home loan approval process take?
The approval process can vary depending on your financial profile and documentation, but it usually takes between 2 to 4 weeks.
Can I qualify for a home loan with less-than-perfect credit?
Yes, there are loan options available for different credit situations. We’ll work with you to explore the best loan programs based on your credit profile.
What is the difference between pre-qualification and pre-approval?
Pre-qualification is an initial assessment of your finances, while pre-approval involves a more thorough review, giving you a more accurate idea of your borrowing power.
How much down payment is required?
The down payment requirement can range from 3% to 20% of the property’s price, depending on the loan type. We’ll discuss your options and help determine what works best for you.
Are there any hidden fees I should be aware of?
No, we prioritize transparency. All fees and costs will be clearly outlined upfront so you know exactly what to expect throughout the loan process.
